PRICING Amended Care, Custody and Control coverage is
        judgement priced, depending on the exposure to be 
        insured and the method of affording the coverage.

Broad Form Property
 Damage Endorsement
                        INITIAL RATE-COMPLETED OP'S
        RISK CLASS      EXCLUDED        INCLUDED
        IC15XXX-17XXX   15%             20%
        40XXX-47XXX     15%*            *
        
        Other IC's      
        with completed
        operations
        exposure        5-10%           5-15%
        
        IC's with no
        completed Op's  5%              10%

        Percentage rates are appllied to the property
        damage premiums for the risk, excluding or
        including the products/completed operations
        premium according to the coverage selected.  A
        $20.00 basic limits minimum premium applies.
        
        *There is a coverage overlap with cargo libility.
        Broad Form Property Damage coverage should be 
        discouraged and if required, only coverage
        excluding completed operations should be
        extended.
        
        **There are judgement rates and rates should be 
        adjusted when exposures vary.  Rates of 40% are
        not unheard of.


